Skip to main content
Preferred Lease Logo

Support Your Child's Online Learning: Desk Furniture Made Affordable

Oct 23, 2020

A child is studying at a desk with her headphones on.

These days, it seems we’re constantly learning how to adapt to new ways of life to keep our families safe and healthy during the pandemic. One major change, of course, is that traditional school has been replaced (either partially or entirely) with virtual student learning until it’s safe to send all children back to school in person. To say the least, this comes with many new challenges that families with school-aged kids have had to tackle on the fly, including creating an environment in the home where they can set their children up for scholarly success.

At the same time, these families may be dealing with a job loss, reduction in income or general tightening of the family budget to make sure they can take care of the basics in an unpredictable time.

So if you’re a parent in this situation, it’s likely you’ve asked yourself this question: What does the learning environment in my home look like?

Preferred Lease has the answer. When you shop now and pay later with our no-credit-needed*, lease-to-own** alternative to furniture financing, getting the items you want is completely doable and affordable. We’ll show you how.

Learning How to Set Up Your Child for Success

Between needing to keep up their grades, keeping a steady routine, paying attention on Zoom and missing their friends, students are facing daily hurdles as they navigate the new waters of remote learning. That’s why it’s so important to create the best space possible for your child that’s truly theirs and makes them feel comfortable, focused and safe.

The must-have anchor of that space: A sturdy desk and chair. Having a dedicated desk for school activities helps kids mentally prepare for learning and for the tasks of the day. Just like a home office for adults, when students sit down at their desks, they know that it’s time to focus and get to work.

The desk you should consider buying needs to be large enough to accommodate all of the essentials your child needs for class, including a laptop, a printer, books and other school supplies while not feeling cramped or crowded.

No Credit Needed* + Shop Now, Pay Later = A Great Alternative to Furniture Financing

Like any large piece of furniture, a quality desk can be expensive. And for many families, it’s not an expense they are likely ready for in a time when they may be finding it difficult to afford even the most basic needs.

Fortunately, Preferred Lease can make this problem easy to solve. How?

Preferred Lease provides customers an option for furniture leasing** in more than 4,500 stores around the country, which allows customers to shop for major furniture pieces without relying on credit cards or a store’s own financing program (which could turn into years of paying off interest). It’s also a great alternative to seeking out a traditional loan (again, interest).

If you’ve ever heard the term “shop now, pay later” well, that’s Preferred Lease in a nutshell. We also like to call it “shopping power.” Our simple application process (no credit history is required, by the way*) only takes a few minutes, and then you’re instantly approved for up to $4,000 to start shopping for the study room furniture you want.

Nervous about a big first payment? Just one low initial payment gets you started on your lease-purchase agreement. Worried your payments will be high? With furniture leasing**, payments are always affordable, because you’re in control. You can choose to make your payments either monthly or every other week.

Not sure which payment option would work best? Preferred Lease will be happy to help you determine the best option for your family’s life and budget. Then, once you complete your payments, you’re a proud owner.

Here’s another advantage to lease-to-own** as an alternative to furniture financing: There’s no long-term commitment. During the course of the agreement, if you ever need to, you can simply return the item and stop making payments. This can be a huge help if your family’s finances become more uncertain, or if your child returns to school and you no longer need your product.

Start Now to Shop Now and Pay Later

You don’t need credit* to get the desk furniture you need and create the perfect space for your child’s online schooling. Just find a store that offers Preferred Lease, start your application, and get what you need as soon as today. Or check out our website to learn more about how “shop now, pay later” and Preferred Lease work.

*“No credit needed” does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may receive data from consumer reporting agencies and/or data furnishers, but no established FICO score or credit history is required.

**The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Preferred Lease. It is not a loan, credit or financing. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. See your lease for payment amounts and rental terms.