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Preferred Lease Logo

Preferred LeaseTM puts what you need within reach.

Ashley HomestoreBob's Discount Furniture
Electronic ExpressAmerican Signature Furnitrue

Choose from over 15,000 retail stores.

Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit. Search for a store and apply online, or go straight to a location where they can help you out as well.

Get approved for up to $4,000.**

Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:

Check out in-store or with select retailers online.

Use all of your approved lease line, or just a portion.

Any remaining amount is good for up to 60 days.

Shop for goods at your selected retailer.

Head to the retail store you selected and choose the eligible items you want—up to your approved lease amount. Preferred Lease™ will then make the purchase and lease it to you.

Take your stuff home and enjoy!

Check Out Merchandise

Provide your lease info to a participating retailer at checkout.

Complete Your Agreement

We’ll provide a lease agreement of 12 months or longer for you to review and sign.

Set Up Payments

Make an initial lease payment and choose a flexible schedule based on how often you get paid.

Happy couple shopping online on couch

Lease it until you own it or purchase early at a discount.

Either way it’s yours to keep. After making payments for the agreed term, you’ll own the merchandise outright. You can also purchase early at a big discount—the sooner you do so, the more you’ll save.

No Long-Term Commitments

If you are no longer able to make payments, you can return your merchandise any time without penalty.