Two no-credit-needed solutions, joined to serve you better.

About us

AcceptanceNOW and Merchants Preferred have both been industry leaders in providing “no credit needed” solutions since 2005. Now, we’ve combined the best of both companies to become Preferred Lease – partnering with more than 4,500 local and national retailers across the country to give millions more customers like you the ability to shop for the products they want at their favorite stores.


Discover how our combined power of fast approvals, affordable payments and flexible ownership options will help you enjoy brand-name items now, without credit.