Skip to main content
Preferred Lease Logo

Get the things you love —all without credit.*

Our flexible, lease-to-own solutions provide up to $4,000 to help you take home a new sofa, TV, mattress, mobile phone, and more.

Find a Store

Preferred LeaseTM makes it possible.*

Instant Shopping Power

Get an instant approval for a lease line up to $4,000, so you can feel confident about what you can afford.

Thousands of Choices

Use some or all of your lease line to confidently shop for merchandise at thousands of top stores.

No Credit Needed

No credit history or minimum score is required and leasing with us may help build your credit history.

Manageable Payments

Make flexible payments online or at the store—on a schedule that works best for you.

Couple with Preferred Lease customer representative

Flexible terms that put you in control.

Complete the Lease

After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

Early Purchase Savings

You can choose to purchase your item at any point during the lease at a discount. The sooner you act, the more you save.

Hassle-Free Returns

If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get the stuff you need from stores you love.

Shop at over 4,700 participating retailers for furniture, electronics, appliances, jewelry, tires, and more.

What customers are saying.

The service was quick and super easy. I love that everything is digital.

Shauna, PA

The attentiveness there is absolutely AMAZING

Sara, KS

Great customer service.

Heather, PA

Professional, kind, and knowledgeable staff that goes the extra mile.

Sheila, OR

We’re working to make your experience even better.

Online Shopping

We’ve added new ways to shop online with select partners through Preferred MarketPlaceTM along with our mobile app and browser extension.

Shop Online

In-Store Shopping

You can shop in-store at a retail partner and check out with a sales associate or self-guided kiosk—and also by using our mobile app.

Find a Store
Satisfied Preferred Lease customers