Enjoy it today, pay later. Without credit.

AcceptanceNOW and Merchants Preferred are now Preferred Lease™.

Get the shopping power you need to get the name brands you want.

Apply in minutes and receive instant approval to open a lease-purchase agreement. Then you can get the name-brand products you want without using credit!

Visit your favorite furniture, appliance, electronics and other retailers, and take home the merchandise for a low initial payment.  

Choose to make payments monthly or every other week.  If you prefer predictable payments and the flexibility of the lease, you can own it when the lease term is over. (A lease term averages 21 months or less) Plus, your on-time payments will help build your credit*. But if you’re ready to own sooner, choose the Early Purchase option and save big over the total cost of the lease!


*Credit reporting not available in AZ or CA.